An instant loan with lightning transfer is the ideal form of loan if the loan or the sum of money is needed as quickly as possible. Most applicants for this loan apply for an instant loan because they urgently need to settle an invoice that would otherwise entail high dunning costs.
An invoice that is not paid on time or not paid at all, of course, always ensures a note in the Credit Bureau, which significantly reduces the creditworthiness compared to other loans or mail order companies. Accordingly, of course, invoices should always be paid in full as quickly as possible. This is the only way people can ensure that the invoice will not soon be significantly higher due to dunning costs and other fees in the event of late payment. In the case of an instant loan with lightning transfer, the loan application is checked immediately, but usually within 24 hours.
In this way, the borrower quickly gains certainty as to whether he can rely on the loan or whether another bank has to be found. After successful verification and the signature of the borrower, the Blitzüberweisung ensures that the money reaches the borrower’s account quickly. The Blitzüberweisung will be commissioned immediately after receipt of the signed loan agreement and will be processed primarily by banks. This means that the money can be used as quickly as possible.
The right loan if it has to be quick
The instant credit with lightning transfer is therefore a good choice if you have no time to lose as a borrower. This also applies if you want to quickly replace an existing loan by using the sum of the new loan. The best-known example is the transfer of a overdraft facility to your own checking account. These loans take effect automatically when the borrower and current account holder overdraws his account and this temporarily moves in the red.
Most banks charge an annual interest rate of 15 to 20 percent – well above the average of a conventional installment loan. The instant credit with Blitzüberweisung can read this overdraft facility as quickly as possible, if no incoming payments are expected in the near future, in order to avoid further debt due to the high interest rates. As always, the prerequisite for an instant loan is that the borrower has sufficient creditworthiness.
A bank can only take out a loan if it has a regular income of the appropriate amount. If this is not the case, the only thing left to do is to secure the loan, which would further delay the loan, or directly to a private loan.